Effective Date: January 1, 2026
Last Updated: January 1, 2026
These Terms & Conditions (“Terms”) govern your use of the website operated by Paladin Wealth & Estate Planning L.L.C. (“Company,” “we,” “our,” or “us”).
By accessing or using this website, you agree to be bound by these Terms. If you do not agree, you should not use this website.
1. Educational Purpose Only
All content provided on this website is for general educational and informational purposes only.
Nothing on this website constitutes:
- Legal advice
- Tax advice
- Investment advice
- Financial advisory services
- An offer to sell insurance products
Paladin Wealth & Estate Planning L.L.C. is not a law firm and does not provide legal services. Visitors should consult qualified legal, tax, and financial professionals regarding their individual circumstances.
2. No Professional Relationship
Use of this website, including submitting forms or scheduling consultations, does not create:
- An attorney-client relationship
- A fiduciary relationship
- An advisory relationship
Any professional engagement must be established through a separate written agreement.
3. Insurance & Licensing Disclosure
Insurance products referenced on this website are offered through properly licensed insurance professionals.
Product availability, features, and suitability vary by state and individual eligibility.
Florida insurance license status may be verified through the Florida Department of Financial Services Licensee Search:
https://licenseesearch.fldfs.com/
4. No Guarantees
Any discussion of estate planning strategies, tax-advantaged concepts, retirement income planning, or life insurance benefits is based on current laws and regulations, which may change.
We make no guarantees regarding:
- Future performance
- Tax outcomes
- Investment results
- Suitability for any specific individual
Past performance does not guarantee future results.
5. User Responsibilities
You agree to:
- Provide accurate information when submitting forms
- Use the website for lawful purposes only
- Not attempt to gain unauthorized access to systems
- Not interfere with website security or functionality
6. Intellectual Property
All website content, including:
- Text
- Graphics
- Logos
- Branding
- Educational materials
- Downloads
is the property of Paladin Wealth & Estate Planning L.L.C. and is protected under U.S. intellectual property laws.
You may not reproduce, distribute, or modify content without prior written consent.
7. Limitation of Liability
To the fullest extent permitted by law, Paladin Wealth & Estate Planning L.L.C. shall not be liable for any:
- Direct damages
- Indirect damages
- Incidental damages
- Consequential damages
- Loss of data or profits
arising from use of this website or reliance on its content.
All information is provided “as is” without warranties of any kind, express or implied.
8. Third-Party Links
This website may contain links to third-party websites. We do not control and are not responsible for:
- External content
- Third-party policies
- Products or services offered by others
Links do not constitute endorsement.
9. Communications & Electronic Consent
By submitting information through this website, you consent to receive communications from us via:
- Phone
- SMS (if opted in)
SMS communications are governed by our SMS & Text Messaging Terms.
You may opt out of marketing communications at any time.
10. Privacy
Your use of this website is also governed by our Privacy Policy.
11. Website Availability
We reserve the right to:
- Modify website content
- Suspend website access
- Update services
- Discontinue features
at any time without notice.
12. Indemnification
You agree to indemnify and hold harmless Paladin Wealth & Estate Planning L.L.C. from any claims, damages, or liabilities arising from your use of this website or violation of these Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.
Any disputes shall be resolved in the appropriate courts located within the State of Florida.
14. Modifications
We may update these Terms at any time. Updated versions will be posted with a revised “Last Updated” date.
Continued use of the website constitutes acceptance of revised Terms.
15. Contact Information
Paladin Wealth & Estate Planning L.L.C.
Email: info@paladinfinservices.com
Website: www.paladinfinservices.com
